The premium Aeroplan card with the largest bonuses in the program. Elevated offers make the first year exceptional; ongoing value depends entirely on AC loyalty.
Best for: Frequent Air Canada flyers who want lounge access and the biggest Aeroplan welcome bonuses.
Skip if: You fly AC a few times a year or less — the TD Aeroplan Visa Infinite covers the basics for a quarter of the fee.
$599 annual fee · First-year net value ≈ $1,710 · Aeroplan
The Visa answer to the Aeroplan Reserve: same core perks with universal acceptance, traded against smaller peak bonuses.
Best for: Air Canada regulars who want premium Aeroplan perks without Amex acceptance issues.
Skip if: Your spend can't reach the bonus tiers — the mid-tier TD Aeroplan VI keeps most of the useful perks.
$599 annual fee · First-year net value ≈ $1,186 · Aeroplan
The default Aeroplan card for most Canadians. Not a big earner, but the checked-bag benefit and redemption perks make it an easy hold for AC loyalists.
Best for: Air Canada flyers who check bags and redeem through Aeroplan — the checked-bag perk alone can clear the fee.
Skip if: You rarely fly Air Canada; a flexible-points card earns Aeroplan indirectly with more options.
$139 annual fee · First-year net value ≈ $880 · Aeroplan
A solid entry Aeroplan card, usually judged against the TD Aeroplan Visa Infinite on acceptance vs. bonus size.
Best for: Aeroplan collectors who want the entry Amex with a checked-bag perk.
Skip if: Your grocery stores don't take Amex — the TD equivalent earns on a Visa.
$120 annual fee · First-year net value ≈ $615 · Aeroplan
An entry-level on-ramp to Aeroplan, not a destination card. Most flyers should graduate to the Visa Infinite once the bag perk pays for itself.
Best for: Occasional Air Canada flyers who want to start earning Aeroplan directly before committing to the Visa Infinite's $139 fee.
Skip if: You check bags on Air Canada regularly — the TD Aeroplan Visa Infinite's bag perk alone clears its higher fee.
$89 annual fee · First-year net value ≈ $460 · Aeroplan
A serviceable free on-ramp to Aeroplan. Most frequent flyers should graduate to the Visa Infinite tier.
Best for: Occasional Air Canada flyers who want to start earning Aeroplan points without an annual fee.
Skip if: You check bags on Air Canada often — the Visa Infinite's bag perk alone covers its $139 fee.
No annual fee · First-year net value ≈ $270 · Aeroplan
Frequently asked questions
What is the best aeroplan credit cards?
Amex Aeroplan Reserve Card leads this ranking with a Standard Score of 7.7/10. TD Aeroplan Visa Infinite Privilege is the closest runner-up. See the full comparison table above for how every card in this category scores.
How is this ranking put together?
Cards are ranked by the Standard Score — a weighted average of first-year value, ongoing value, redemption flexibility, perk usability, low friction, and strategic fit. The same fixed, published weights apply to every card on this site; see our methodology for the full breakdown.
Does compensation affect this order?
No. Scores are set before any monetization decision, and referral relationships (where they exist) are disclosed separately. A card that pays us nothing can outrank one that does.