CIBC · Visa · Aeroplan
Reviewed 2026-07-06 · By The Points Standard editorial team
CIBC Aeroplan Visa Card
4.8/10 · PassNo annual fee
A serviceable free on-ramp to Aeroplan. Most frequent flyers should graduate to the Visa Infinite tier.
How we make money & how we rank: rankings are set by the Standard Score, never by compensation. Some card links may become referral links; that never changes a card's score or position. Full disclosure. Last reviewed: 2026-07-06.
Standard Score breakdown — Pass
Six weighted components, each rated 0–10. "Contributes" is the rating × weight — add all six and you get the 4.80/10 Standard Score above.
See how the Standard Score works or re-weight it to your priorities.
The numbers
| Annual fee | None |
| Welcome bonus | Up to 10,000 Aeroplan points (2,500 on first purchase + 2,500 on $1,500 spend in the first 4 statement periods + 5,000 anniversary bonus on $10,000/12 months) — up to $210 in value |
| Est. bonus value | ≈ $210 |
| First-year net value | ≈ $270 |
Earn rates
| Gas, EV charging, groceries, and Air Canada purchases | 1x per $1 |
| Everything else | 1x per $1.50 |
Why it earns its score
- No-fee entry point into direct Aeroplan earning
- Anniversary bonus adds 5,000 more points on $10K spend in year one
- Double points at the Aeroplan eStore and partners
Where it loses points
- No checked-bag benefit or lounge access
- Base earn rate (1 pt per $1.50) is weak outside bonus categories
- The Visa Infinite tier's perks quickly outweigh this card's fee savings once you fly Air Canada regularly
Who it's for
Occasional Air Canada flyers who want to start earning Aeroplan points without an annual fee.
Who should skip it
You check bags on Air Canada often — the Visa Infinite's bag perk alone covers its $139 fee.
Included insurance
Purchase protection
Source: issuer card page · Last reviewed 2026-07-06. Details change often — confirm current terms with the issuer before applying.