American Express · American Express · Aeroplan

Reviewed 2026-07-05 · By The Points Standard editorial team

Amex Aeroplan Card

6.8/10 · Strong$120/yr

A solid entry Aeroplan card, usually judged against the TD Aeroplan Visa Infinite on acceptance vs. bonus size.

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Standard Score breakdown — Strong

Six weighted components, each rated 0–10. "Contributes" is the rating × weight — add all six and you get the 6.83/10 Standard Score above.

Component (weight)RatingContributes
First-year value (30%)
7.52.25
Ongoing value (20%)
6.01.20
Flexibility (15%)
6.00.90
Perk usability (15%)
7.51.13
Low friction (10%)
6.50.65
Strategic fit (10%)
7.00.70

See how the Standard Score works or re-weight it to your priorities.

The numbers

Annual fee$120
Welcome bonusUp to 45,000 Aeroplan points (35,000 on $7.5K/6 mo + 10,000 on $1K in month 13) — offer ends July 28, 2026
Est. bonus value$945
First-year net value$615

Earn rates

Air Canada and Air Canada Vacations2x
Dining and food delivery1.5x
Everything else1x

Why it earns its score

  • Direct Aeroplan earning at a mainstream fee
  • Free first checked bag on Air Canada
  • Preferred pricing on Aeroplan redemptions

Where it loses points

  • Amex acceptance gaps
  • Reserve and TD Aeroplan VI both out-perk it for flyers who check bags often

Who it's for

Aeroplan collectors who want the entry Amex with a checked-bag perk.

Who should skip it

Your grocery stores don't take Amex — the TD equivalent earns on a Visa.

Included insurance

Travel accident · Flight/baggage delay · Rental car coverage

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Source: issuer card page · Last reviewed 2026-07-05. Details change often — confirm current terms with the issuer before applying.