About
About The Points Standard
The Points Standard is an independent Canadian editorial project with one job: publish the benchmark for credit cards, points, and rewards in Canada. Every card we cover gets the same treatment — a transparent Standard Score, a monthly point valuation from The Points Standard Index, and first-year net-value math that shows its work.
Who runs it
The Points Standard is run as an independent editorial operation by a Canadian team that researches, scores, and reviews every card against the published methodology. We are not owned by, affiliated with, or sponsored by any bank or card issuer, and no issuer reviews or approves our content before it's published. Every card record carries a source URL and a last-reviewed date so you can check our work against the issuer's own terms.
How it's funded
The site may become referral-supported: some links to card products may be or become referral links, meaning we may receive compensation if you are approved for a card through them. That compensation never determines a card's Standard Score, its position in any ranking, a verdict, or a point valuation — scores are assigned before monetization decisions are made, and the full component breakdown is published on every card page so you can check our math. The complete policy is in our Advertising Disclosure.
How we work
- One rubric for every card. The Standard Score weights first-year value, ongoing value, redemption flexibility, perk usability, friction, and strategic fit — the weights are public.
- Valuations before recommendations. Bonus values and net-value figures are derived from the Index, refreshed monthly, not from issuer marketing numbers.
- Verify, then publish.Cards sit in a verification pipeline until their current offer is confirmed against the issuer's page; only verified cards appear in rankings.
The standards we hold ourselves to — corrections, sourcing, and what we will and won't publish — are in our Editorial Policy.
Contact
Questions, corrections, or feedback: reach us any time via our contact page or at hello@thepointsstandard.com.