Standard Score ranking · Updated 2026-07-06
An airline co-brand card is a bet on one carrier: companion vouchers, free bags, and points that only spend in one place. That makes the ranking personal — the best card is the one attached to the airline you already fly. (Air Canada flyers: Aeroplan cards have their own ranking.)
| # | Card | Standard Score | Annual fee | First-year net value | Currency |
|---|---|---|---|---|---|
| 1 | WestJet RBC World Elite Mastercard RBC | 7.0/10 | $139 | ≈ $460 | WestJet dollars |
| 2 | RBC British Airways Visa Infinite RBC | 6.7/10 | $165 | ≈ $855 | Avios |
| 3 | BMO VIPorter World Elite Mastercard BMO | 6.3/10 | $199 | ≈ $700 | VIPorter |
| 4 | BMO Blue Rewards World Elite Mastercard BMO | 6.1/10 | $150 | ≈ $700 | BMO Blue Rewards |
One of Canada's best airline keeper cards if (and only if) WestJet is your carrier. The companion voucher is the whole business case.
Best for: WestJet households — the companion voucher plus free bags can be worth several hundred dollars a year.
Skip if: You fly Air Canada or internationally — WestJet dollars don't travel.
$139 annual fee · First-year net value ≈ $460 · WestJet dollars
A specialist's card: the bonus is genuinely valuable in the right hands, and close to pointless in the wrong ones.
Best for: Points hobbyists who want Avios for short-haul partner redemptions without transferring through Amex MR.
Skip if: You don't know what an Avios is worth — this card only pays off with deliberate redemptions.
$165 annual fee · First-year net value ≈ $855 · Avios
A niche card that's excellent inside its niche: Porter loyalists with real spend get a companion pass and strong earn; everyone else should pass.
Best for: Porter regulars on the Eastern corridor who can hit the companion-pass spend tier.
Skip if: Porter isn't your airline — the points are worthless anywhere else.
$199 annual fee · First-year net value ≈ $700 · VIPorter
A large headline bonus attached to a program that's barely a month old at time of review. Promising on paper, but treat the redemption value as unproven until Blue Rewards has a track record.
Best for: Shoppers at Blue Rewards partner merchants who want a large points bonus and don't mind an unproven, brand-new loyalty program.
Skip if: You want a mature, well-understood points program — Aeroplan or Amex MR cards have a longer redemption track record.
$150 annual fee · First-year net value ≈ $700 · BMO Blue Rewards
Bottom line: WestJet RBC World Elite Mastercard leads this category at a Standard Score of 7.0/10. Read the full review or see how we score.
WestJet RBC World Elite Mastercard leads this ranking with a Standard Score of 7.0/10. RBC British Airways Visa Infinite is the closest runner-up. See the full comparison table above for how every card in this category scores.
Cards are ranked by the Standard Score — a weighted average of first-year value, ongoing value, redemption flexibility, perk usability, low friction, and strategic fit. The same fixed, published weights apply to every card on this site; see our methodology for the full breakdown.
No. Scores are set before any monetization decision, and referral relationships (where they exist) are disclosed separately. A card that pays us nothing can outrank one that does.