American Express · American Express · Amex Membership Rewards
Reviewed 2026-07-06 · By The Points Standard editorial team
Amex Business Edge Card
A sensible zero-cost starting point for a business that wants transferable points. Upgrade once spend and Amex acceptance both justify a fee.
Standard Score breakdown — Situational
Six weighted components, each rated 0–10. "Contributes" is the rating × weight — add all six and you get the 6.20/10 Standard Score above.
See how the Standard Score works or re-weight it to your priorities.
The numbers
| Annual fee | None |
| Welcome bonus | Up to 10,000 MR points on $2,500 spend in the first 3 months |
| Est. bonus value | ≈ $200 |
| First-year net value | ≈ $260 |
Earn rates
| Office supplies, gas, wireless bills | 2x |
| Everything else | 1x |
Why it earns its score
- No annual fee small-business card that still earns transferable MR points
- Points transfer to Aeroplan and other MR partners like the personal Amex cards
- Free supplementary employee cards
Where it loses points
- Amex acceptance gaps matter more for B2B vendors than for consumer spend
- 2x categories are narrow next to the paid Amex business cards
Who it's for
Small-business owners who want free entry into the MR ecosystem before committing to a paid business card.
Who should skip it
Your vendors and suppliers don't take Amex, or your spend justifies the Business Platinum's much larger earn and perks.
Included insurance
Purchase protection · Extended warranty
Source: issuer card page · Last reviewed 2026-07-06. Details change often — confirm current terms with the issuer before applying.