RBC · Visa · RBC Avion
Reviewed 2026-07-06 · By The Points Standard editorial team
RBC Visa Business Platinum Avion
A functional expense-management card first, a points earner second. The expense tools are the real selling point, not the earn rate.
Standard Score breakdown — Strong
Six weighted components, each rated 0–10. "Contributes" is the rating × weight — add all six and you get the 6.58/10 Standard Score above.
See how the Standard Score works or re-weight it to your priorities.
The numbers
| Annual fee | $120 |
| Welcome bonus | Up to 30,000 Avion points on $5,000 spend in the first 3 months |
| Est. bonus value | ≈ $480 |
| First-year net value | ≈ $460 |
Earn rates
| All business purchases | 1x |
| Points bonus on annual spend milestones | up to 1.25x |
Why it earns its score
- Free employee cards with individual spend controls
- Same Avion redemption chart and transfer partners as the personal Avion cards
- Detailed expense reporting tools for bookkeeping
Where it loses points
- 1x base earn is unremarkable for a business card
- Avion's chart advantage is strongest on short-haul flights, less useful for varied business travel
Who it's for
Small businesses already using RBC banking who want simple expense tracking and Avion points on operating spend.
Who should skip it
You want stronger category earn rates — a business cash-back card usually returns more per dollar of general spend.
Included insurance
Travel medical · Trip interruption · Flight delay · Rental car coverage
Source: issuer card page · Last reviewed 2026-07-06. Details change often — confirm current terms with the issuer before applying.