Scotiabank · Visa · Scene+
Reviewed 2026-07-05 · By The Points Standard editorial team
Scotiabank Passport Visa Infinite
Canada's best all-round no-FX card. The 2.5% FX saving plus lounge visits deliver real, unglamorous value even though the points ceiling is low.
Standard Score breakdown — Strong
Six weighted components, each rated 0–10. "Contributes" is the rating × weight — add all six and you get the 7.15/10 Standard Score above.
See how the Standard Score works or re-weight it to your priorities.
The numbers
| Annual fee | $150 |
| Welcome bonus | Up to 60,000 Scene+ points (40,000 on $2K/3 mo + 10,000 on $10K/6 mo + 10,000 annual on $40K), plus first-year fee waived — offer ends August 3, 2026 |
| Est. bonus value | ≈ $600 |
| First-year net value | ≈ $850 |
Earn rates
| Groceries (Sobeys banners 3x, other groceries 2x) | 2-3x |
| Dining, entertainment, transit | 2x |
| Everything else | 1x |
Why it earns its score
- No foreign transaction fees — saves 2.5% on all non-CAD spend
- Six Priority Pass lounge visits per year
- Scene+ points are simple: 1 point = 1 cent on travel
Where it loses points
- Scene+ has no airline transfer partners — ceiling is fixed at 1¢/point
- Welcome bonuses are modest next to Amex and Aeroplan cards
Who it's for
Canadians who spend abroad regularly and want lounge visits plus simple redemptions on one Visa.
Who should skip it
You maximize point value through transfers — Scene+ can't play that game.
Included insurance
Travel medical (25 days) · Trip cancellation/interruption · Flight delay · Rental car coverage
Source: issuer card page · Last reviewed 2026-07-05. Details change often — confirm current terms with the issuer before applying.