National Bank · Mastercard · National Bank Rewards

Reviewed 2026-07-06 · By The Points Standard editorial team

National Bank Allure Mastercard

3.3/10 · PassNo annual fee

A cause-driven niche card. The rewards are secondary to its charitable angle.

How we make money & how we rank: rankings are set by the Standard Score, never by compensation. Some card links may become referral links; that never changes a card's score or position. Full disclosure. Last reviewed: 2026-07-06.

Standard Score breakdown — Pass

Six weighted components, each rated 0–10. "Contributes" is the rating × weight — add all six and you get the 3.25/10 Standard Score above.

Component (weight)RatingContributes
First-year value (30%)
2.00.60
Ongoing value (20%)
2.50.50
Flexibility (15%)
4.00.60
Perk usability (15%)
3.00.45
Low friction (10%)
8.00.80
Strategic fit (10%)
3.00.30

See how the Standard Score works or re-weight it to your priorities.

The numbers

Annual feeNone
Welcome bonusNo standing welcome bonus confirmed
Est. bonus value$0
First-year net value$50

Earn rates

All purchases1 point per $2 (~0.5%)

Why it earns its score

  • No annual fee
  • A portion of purchases supports the Quebec Breast Cancer Foundation
  • 10% off select gift cards and an annual $10-per-1,000-point credit

Where it loses points

  • Earn rate (~0.5%) is among the lowest no-fee cards in the market
  • Best suited to cardholders motivated by the charitable tie-in rather than rewards value
  • No travel insurance

Who it's for

Cardholders who want a no-fee card tied to a charitable cause and don't prioritize maximizing cash back.

Who should skip it

You're optimizing purely for rewards value — nearly every other no-fee card on this list earns more.

Included insurance

Purchase protection

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Source: issuer card page · Last reviewed 2026-07-06. Details change often — confirm current terms with the issuer before applying.