American Express · American Express · Marriott Bonvoy
Reviewed 2026-07-05 · By The Points Standard editorial team
Amex Marriott Bonvoy Card
One of Canada's best keeper cards: the anniversary free night alone clears the fee. The welcome bonus is the cherry, not the case.
Standard Score breakdown — Strong
Six weighted components, each rated 0–10. "Contributes" is the rating × weight — add all six and you get the 7.30/10 Standard Score above.
See how the Standard Score works or re-weight it to your priorities.
The numbers
| Annual fee | $120 |
| Welcome bonus | Up to 70,000 Bonvoy points (60,000 on $3K/3 mo + 10,000 on $500 in month 13) |
| Est. bonus value | ≈ $630 |
| First-year net value | ≈ $420 |
Earn rates
| Marriott properties | 5x |
| Everything else | 2x |
Why it earns its score
- Annual free night award (up to 35,000 points) from year two — routinely worth more than the fee
- 15 elite night credits toward Bonvoy status
- 2x base earn is strong for a hotel card
Where it loses points
- Bonvoy points are worth ~0.9¢ — bonuses look bigger than they are
- Free night needs a $120-fee commitment and a year-two horizon
Who it's for
Anyone who stays at a Marriott property at least one night a year — the anniversary free night carries the card.
Who should skip it
You never stay at chain hotels; transferable points beat Bonvoy for flexibility.
Included insurance
Travel accident · Flight/baggage delay · Rental car coverage
Source: issuer card page · Last reviewed 2026-07-05. Details change often — confirm current terms with the issuer before applying.